by admwiu | Dec 5, 2023 | Newsletter
The U.S. Department of Health and Human Services considers child-care costs to be affordable when they are at or below 7% of annual household income — but many families face costs that are far above that threshold. In fact, about half of families surveyed by Care.com...
by admwiu | Dec 5, 2023 | Newsletter, Retirement
When you open an account or update an existing account at a brokerage or a financial firm, you may be asked if you want to designate a “trusted contact.” This individual may be contacted in certain situations, such as when financial exploitation is suspected or there...
by admwiu | Dec 5, 2023 | Newsletter, Retirement
Headline inflation, which refers to the 12-month increase in the Consumer Price Index (CPI), increased 9.1% in June 2022 — the highest rate since 1981 — before the U.S. economy began the fraught process of disinflation.1 Disinflation means the rate of inflation is...
by admwiu | Dec 5, 2023 | Newsletter, Retirement
When you leave your job or retire, you have an opportunity to manage your funds in an employer-sponsored retirement plan such as a 401(k), 403(b), or government 457(b) plan. Depending on the situation, you generally have four options. Rollover The approach that gives...
by admwiu | Dec 5, 2023 | Investment management, Newsletter
Real estate investment trusts (REITs) can offer a consistent income stream that is typically higher than Treasury yields and other stock dividends (see chart). A qualified REIT must pay at least 90% of its taxable income each year as shareholder dividends, and unlike...
